Rick Voyles.

How it works

Starfish, explained in plain language.

Here's the simple version of how Starfish works. If anything is unclear, that's exactly what I'm here for.

01

What Starfish is

Starfish is a shopping and rewards platform built to help individuals and families get more from everyday spending, while steering clear of credit card debt.

02

How qualifying purchases work

You shop at qualifying national brand merchants and check out in-store or online using the Starfish platform. Not every purchase or merchant qualifies.

03

How cash rewards work

Eligible purchases earn Perks — cash rewards. Starfish advertises up to 20% on a single purchase, but reward rates vary by merchant and are set by Starfish's current terms.

04

Participating brands

Starfish lists 500+ top brands. It's available in the US and Canada, and participating merchants vary by market and can change over time.

05

Educational resources

Alongside rewards, Starfish includes practical financial literacy and personal development lessons designed to encourage healthier habits.

06

How I help

I walk you through all of this personally, answer your questions, and share current official details so you can decide with confidence.

Phone, coffee, and a shopping bag on a café table

Good to know

The fine print, kept honest.

  • Merchant participation, reward rates, and eligibility are set by Starfish and can vary.
  • Not all purchases qualify, and reward percentages aren't guaranteed.
  • Pricing and program terms can change — I'll share the current official details with you.
  • I'm an independent representative, not a financial advisor.
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Ready to see what's possible?

Let's have a conversation about how Starfish works and whether it could be right for you.